Tool of the Trade: Online Shopping Apps

Online Shopping AppsWe’ve talked about some of my favorite online shopping tools before, but not in a while — and a lot of the older ones have gone belly up, so let’s discuss the best of today’s online shopping apps. Ladies, what are your favorite tools these days? These are the ones I use:

  • Covvet: This takes the place of the dearly departed Shopping NotesPoachIt, and Hukkster. The idea is simple: If you see a product you like, you click a bookmarklet on your desktop and tell the program what price you’d like to pay — then they’ll notify you if/when it goes on sale. I use this a LOT, and really like it — my only regret is that it doesn’t work on my iPad.
  • Amazon Wishlist. A year or two ago, Amazon changed their wishlist so that it now can track products on ANY site. If they can match it on Amazon they’ll let you know; otherwise they link your list to the third party site. I have zillion gift idea lists in here; it also helps me keep track of all the makeup I want to try/investigate in person.

[Read more…]

Tales from the Wallet: Paying Down Debt vs. Saving

paying down debt vs. savingIt’s the New Year, and I heard a lot of chatter among commenters about when they should be paying down debt vs. saving. It’s a huge question, and we’ve talked about some related things (like how to pay off huge student loans and live within your means), but we haven’t talked about when to save vs. when to pay down debt in too long. Readers, what are your best thoughts on paying down debt vs. saving? When is getting out of debt a priority?

(Pictured: Comme des Garçons ‘Super Fluo’ French Wallet, $204 at Nordstrom.)

A few thoughts from me:

[Read more…]

Open Thread: Vacation Time

Vacation Time | CorporetteAs the close of 2015 is almost upon us, here’s a question: did you use your vacation time? If you did (congratulations), please regale us with stories — wheredja go, whadja do, how’d you find the time to plan/schedule it, which app/service would you recommend, etc. — but if you DIDN’T (which historically was me), why not? Did you just have too much work? Did you not feel comfortable scheduling something with your work calendar? Was it a budget/priority thing? For everyone — do you have any big plans for 2016?

For my $.02 — I almost never used all of my vacation time, and looking back it was largely because I worried it would reflect poorly on me at work. I also was worried that I would spend all this time/energy/money researching a vacation only to have it cancelled at the last minute due to work. I felt pretty comfortable in BigLaw scheduling trips to see my parents, both because we had religious reasons (Christmas, Easter) for the trips, as well as because I knew my parents had good Internet service and would understand if I had to turn it into a working vacation. And of course I would tack on a day or two here or there if I was traveling for a friend’s weekend wedding or whatnot.

But in terms of fun vacations, particularly in places without reliable Internet access? The stress usually stopped me from going. For example, my now husband took me to Paris a few months after we started dating, and I was terrified the trip would be cancelled, that there would somehow be a disaster ON the 5-day trip (I had nightmares of having to find an “Internet cafe” to work in for hours, paying in 15-minute increments with a dial-up modem). I worried that when I left I would be working without sleep to get all the work done — and I worried that when I returned there would be a mountain of work waiting for me. The trip turned out fine, of course. (Ok, I got food poisoning, which was less than awesome for a romantic vacation, and we totally failed to make it to Reims because I misunderstood the train schedule, but workwise it was fine.)

Another reason I didn’t travel much while working in BigLaw: I could never get the timing right to travel with friends, and I never dated anyone seriously enough to even ponder a vacation together (until I met my husband) — and I was hesitant to travel by myself as a single woman. In my non-profit job, I didn’t have nearly as much vacation time, I didn’t have seniority to choose when to take it, and we didn’t have the budget anyway to take vacation without some serious sacrifices. [Read more…]

Tales from the Wallet: Tips for Open Enrollment

Tips for Open Enrollment | CorporetteAs we’re coming up on the end of the year, I thought it might be interesting to talk about benefits — and specifically tips for the open enrollment period.  (One of our guest posters got into this a few years ago when she talked about using your benefits package at work to save $10K.) Interestingly, studies have found that people spend less than two minutes on benefit selection — but it really can make a difference (particularly if you’re thinking about getting pregnant or otherwise planning some health changes). (Pictured: the extremely well-reviewed Hobo’Sadie’ Wallet, $108-$118 at Nordstrom.)

To get some expert tips for navigating open enrollment, Kate talked to Shannon McLay, a financial planner and the founder and president of The Financial Gym, a company that offers classes on personal finance as well as one-on-one conversations with financial trainers. (Shannon previously gave us advice on finding a financial planner.) Here’s what she suggests: [Read more…]

Tales from the Wallet: Eldercare and Finances

eldercare-financesToday we’re bringing you our next installment of our Money Milestone series, where we’ve previously discussed paying for grad school, wedding finances, home buyingfinancially planning for a babyfinancial strategies for divorce, and saving for retirement.

Readers requested one on eldercare, finances, and aging parents — and I think that can certainly make an impact on one’s finances, so let’s have an open thread on it today. Have you had to help care for a parent, grandparent, or other loved one? What do you wish you’d known about it ahead of time in terms of finances (yours and theirs)? What were the best resources you found?  

[Read more…]

Negotiating a Salary (and Other Benefits)

negotiating salaryLadies, have you ever negotiated your salary or other benefits? Share your tales from the negotiating table with us — we want to hear your wins! This probably won’t be terribly relevant for all of the summer associates out there about to accept job offers, as those are usually lockstep/nonnegotiable offers — but perhaps one of you has a story about someone who actually did negotiate that offer.

Some thoughts out of the gate:

[Read more…]