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How to Choose a Home Security System

home securityWe haven’t talked about home security systems before, and a recent comment thread spurred us to give the topic its own post. While you may find it hard to name many companies beyond ADT (the country’s biggest security company), new technology has opened the market to lots of competitors. Some of those, like SimpliSafe (which a few readers have recommended) even let you install a home security system yourself.

If you’re not interested in a full home security system, one reader pointed out that you can find many home-safety items online. She found security company stickers (pros and cons here), a special light that makes it look like someone’s at home watching TV, and a barking dog alarm. It’s also easy to find online tips for making your home safer, from displaying fake security cameras to using motion sensor lights outside — but if you want to install the real thing, which will not only help keep your home safe but reduce your insurance premiums as well, we’ve got many tips to share today.

Looking at the lengthy list of home security companies can be overwhelming, but we’ve gathered some reviews, ratings, and other information to help you sort out the choices:

(Pictured: P is for Protect, originally uploaded to Flickr by Angelia Sims.)  
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Household Wednesday: Best Portable Speakers

best portable speakersThis is another entry in our very occasional feature on household items — see our previous discussions on the best sheets, best towels, indispensable kitchen items, and more.  

Ladies, what are your favorite portable speakers — whether for use at your office, around your home, or in the great outdoors? I’ve been on the hunt for a while now and thought I’d pose the question to the group. I recently bought a very affordable one that was recommended by the usual place I go to for these things, The Wirecutter. Not only was the sound horrible, though (and I am not an audiophile), but my toddler managed to break it within about two weeks. (The Amazon Echo is our default kitchen speaker, but it requires an outlet. I’m not sure I feel strongly enough about Alexa to get Amazon’s more portable version, the Tap.) After my “my cheap speaker sounded lousy and then broke” experience, I’m open to spending more on one but am hesitant because I feel like I ought to have a greater plan in mind. One of my friends did this — he and his wife bought a Sonos speaker pretty much every year for their big holiday present to themselves; after a few years they had a multi-room system. (Do note that Sonos speakers require WiFi, so if you hope to use them on a picnic or some such, you may be out of luck.)

So let’s hear it, ladies — which are your favorite portable speakers? Are they part of a greater home system or plan, or did you buy yours for some other reason (like the super-cute and affordable Kate Spade polka-dot speaker, pictured)? (This should be a separate post entirely, I suppose, but does anyone have strong opinions on their headphones or earphones? I just bought my husband these Bose earphones for Fathers’ Day.)

Pictured above, clockwise: SoundLink® Mini II Bluetooth® Speaker / UE BOOM 2 Wireless Bluetooth Speaker / kate spade new york ‘le pavillion’ Bluetooth® speaker

Further reading:   

  • Best Portable Mini Bluetooth Speakers [CNET]
  • The Best Bluetooth Speakers of 2016 [PCMag]
  • Amazon Echo vs. Amazon Tap [NerdWallet]
  • 5 Best Wireless Speakers Under $300 [ConsumerReports]

Psst: our favorite podcasts for working women, and my favorite songs, for no reason whatsoever. 

Tales from the Wallet: Leave Room in Your Budget to Take Advantage of Sale Prices

leave room in your budget for salesI just saw a great study on this, so I thought we’d discuss — do you leave room in your budget to take advantage of sale prices?  Do you do it in a disciplined way (“I have $300 to spend for fun purchases, no more!”) or is it just part of your budgetary cushion? Which sales do you splurge on? 

This seems like a great follow up on our recent post about how to make a budget: Of course it’s great to be aggressive with your savings, student loan payments, and investments — but be wary of trying to live on too tight of a budget if you don’t have to. Probably the biggest long-lasting effect the recession had on my money habits is that I leave enough room in my budget for unexpected sales on household items. When I’m in the grocery store or the pharmacy, I look for items with good sale prices and then purchase them even if we don’t need the item immediately (provided we have the storage space). The headline of the HuffPo article I saw about a relevant study says it all: “Poor People Have To Spend More On Toilet Paper Than The Rich: Study.” The study found that low-income households don’t have the cash to buy in bulk, so they end up paying higher per-item prices; the article also mentions that poorer people often end up paying more for “discount” toilet paper than richer people do on “premium” toilet paper. (A lot of readers agreed with me when we talked about everyday splurges: sale prices or no, life is too short for cheap toilet paper!)

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