Coffee Break: Mineral Face Creme
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I didn't think I'd ever wear mineral sunscreen again, but I couldn't resist the chance to try the award-winning mineral sunscreen from Australian brand Emma Lewisham.
Every part of the product is elevated, from the feel of the sunscreen on your skin, the beautiful purple bottle with a clever dispenser to the faint scent and color with it. They call it “skincare meets suncare” and that is definitely how it feels. (Also great: zero white cast!) I also like that you can purchase refills separately for the bottles.
The facial sunscreen is $62; you can find it at EmmaLewisham.com or CredoBeauty.com.
Sales of note for 7/3 (Happy 4th!):
- Nordstrom – Designer clearance, up to 60% off!
- Alexis Bittar – 20% off sitewide thru 7/5
- Alex Mill – 40-70% off some of their favorite, small batch pieces!
- Another Tomorrow – Final days of sale, new styles added
- Ann Taylor – 50% off everything + free shipping — readers love this blouse and I always love the variety of colors/textures for this jacket (it's a great separate)
- Athleta – Extra 20% off semi-annual sale, up to 60% off reader favorites like Brookyn and Endless pants
- AYR – Ooh, good sale section — but lots on final sale. Readers love (LOVE) these comfy work pants and these jeans.
- Banana Republic – Summer sale up to 60% off sale styles + extra 20% off
- Boden -Up to 60% off plus an extra 15% off – readers love these dresses, these blazers, and the brand's fun suiting
- COS – New pieces added to sale, up to 60% off
- DeMellier – Summer sale: Final Reductions (ends soon!)
- Evereve – Extra 30% off sale!
- The Fold – Up to 50% off, further markdowns
- Hobbs – Up to 50% off, extra 20% off sale
- J.Crew – Summer sale – up to 60% off summer styles, and 40% off select cashmere
- J.Crew Factory – 50% off all stores and sitewide, plus 60% off clearance
- Jenni Kayne – Semi-annual warehouse sale
- Lo & Sons – Summer sale, up to 50% off (but 10% off sitewide!) (love their new weekender!)
- Lululemon – Summer sale!
- Margaux – Save up to 50% off, including archive sale
- M.M.LaFleur – Sitewide sale, up to 70% off! (Try code CORPORETTE15 for 15% off on other items)
- Nordstrom Rack – Clearance, new arrivals up to 75% off! Nice selection of Vince, Veronica Beard, Reiss and Rag & Bone, a ton of affordable work dresses from Calvin Klein, Maggy London, Eliza J, and Donna Morgan
- Ruti – 15% sitewide
- Sarah Flint – Extra 30% off select styles (we just ranked these shoes as some of our top 10 most comfortable heel brands)
- Strathberry – Up to 30% off select styles
- Stuart Weitzman – Summer styles now up to 40% off
- Talbots – 50% off your entire purchase + free shipping
- Veronica Beard – Extra 25% off sale
I want to buy a house for the first time. In my county, real estate ownership records are publicly searchable (free, takes seconds). I work in public health and my workplace regularly receives threats with my name on them, but nothing the police can/will take action on. I would like to have some kind of entity name or trust or something instead of my name on the real estate records. I’m not rich – I expect to need a mortgage, although I’m working to save up a 30% down payment. I asked my realtor if it’s possible and the realtor told me it’s up to the bank. I talked briefly with the bank who said they would never do that because then I’d be ineligible for federal first-time homebuyer programs. The realtor said she didn’t know, ask a lawyer. My sister is a lawyer but not a real estate lawyer, she told me there’s a law to cloak addresses for law enforcement and for people who are found to be victims of crime (like by a judge). She asked her prior closing company and they said ask a bank. Is there any way for me to figure this out on my own? is this just not possible if I’ll have a mortgage?
In this day and age, would obscuring your identity on the property records actually help keep your address private?
IANAL, but I’d suggest you talk to an estate lawyer. Rich families set up trusts/LLCs all the time and the the trust buys the home and I believe the documents are all filed with the name of the trust.
This. It can be slightly more complicated with a mortgage though, but worth talking to a local T&E lawyer. Lots of people use privacy trusts and sometimes LLCs for this purpose. You would have your lawyer (or someone else) serve as the initial trustee of the trust to sign the transfer docs. Then once the sale closes, the initial trustee can resign, and you could become the trustee.
This is entirely country dependent.
I’m making a guess at the source of the confusion here. Normally when you use an entity or trust, the entity or trust is the one purchasing the home (not just shielding the name of the purchaser). This means that legal ownership of the home will rest in the LLC or trust you created. What you want to do (I suspect) is remove your name from the county appraisal records so the owner is only listed as “Current Owner,” and but the deed of your house will still have you name. Where I live, this is a simple form that you fill out. You might want to check some local DV websites in your area that will have directions on how to do it. Or, post your location, and people can tell you if they know what to do.
IANAL
In my US-based county, you can buy a house with a mortgage in the name of a trust, LLC, or other entity. That entity is what shows up as the owner when you search property records, and the owner of the entity could potentially be traced through public corporate records (having a registered agent helps obfuscate this). I don’t know how that interacts with first time home-buyer programs, although you could look at the terms of those programs. Not sure a bank would be the right place to start for that information.
My county (in GA) has a form right on the property tax research page that you can complete to have ownewship information not posted. It would still be in their official records, but it would not be posted online. If that is enough, your property tax office can probably tell you.
Best clear plastic storage tote? Need weatherproof, pest-proof, stackable; preferably hardy; items will be stored in a shed on a farm while my parents renovate their house for medical/aging access. Very important they are clear although solid colored lid is fine. Wirecutter reviews are not as glowing as I expected so wondering if there’s another brand some of the hive has tried!
honestly, how long are we talking, here, and how sensitive are the contents? If it’s like 6 months to a year of unsentimental household items… would regular old Steril-te with some duct tape around the seam do the trick?
I’ve had pretty good luck with the clear weathertight totes from The Container Store. Mine were kept in a storage room in the basement of an NYC apartment that had all manner of dust and dirt flying around and everything was pristine when I took it out. The only issue we didn’t have was water, so I can’t speak to that!
Word of warning that these smell very plasticky and chemical-y.
I’ve used Iris Weathertight totes for moth-related purposes (with some silica gel packets inside). They haven’t gotten wet but they seem fine.
Do you anticipate needing to access the contents? If so, are you okay with a little work to get there? I would go for Sterilite bins and then make generous use of a roll of moving company plastic wrap to seal around the lids.
Recs for b–b support for a backless dress? I’m a C cup, girls are fairly perky… such that I could alllllllmost get away without one, but would be more comfortable with some sort of tape or adhesive situation for light support. All advice welcome!
I have one of those silicon chicken cutlet things and it works well for the once a year situation that I wear a backless dress. I did wear it around the house under normal clothes first to make sure I was comfortable that it would behave itself.
Talk to me about replacement windows. We have about 20 double-hung wooden windows that we’d like to have replaced with inserts so we can keep the wood trim. The searches I’ve done seem to indicate that composite or fiberglass is the best for durability and aesthetics, but it also seems that Pella and Marvin overcharge through their branded distributors and that there may also be a huge markup on installation through the home improvement stores. The local contractors all seem to use vinyl windows with cheap-looking glass and put vinyl covers over the existing wood trim, which looks terrible and seems bound to cause moisture problems. How can I get a decent price and good service on something that doesn’t look awful?
Check out your local Window World franchise. They have really upped their game where looks are concerned, and were great to deal with. It was a really transparent process from quote (even things like “remove/reinstall blinds” were broken out). Maybe vinyl just won’t work for your situation, but I was really happy with the windows, price and the installers through them.
Other quotes from independent contractors who handled Andersen, Pella etc. were over twice as much and no insight into how they arrived at the quote.
You can go to a building supply company to browse options and select what you want to buy. These supply companies can typically recommend contractors for installation, although local contractors you’ve talked to should also be able to install unless it’s something weird.
Your budget likely needs to double to get out of the vinyl market. When we replaced our windows (went with aluminum), I cold-emailed high end builders who were putting in nice windows in our area to ask them for their contractor. Doesn’t always work , but it did get us to a window contractor who was great and had a lot of options from different brands. Other friends have had a general contractor manage a window project as part of a bigger renovation.
Wood windows are infinitely repairable – why do you want to get rid of yours? Vinyl have to replaced every 20 years or so, better to go with something that can be repaired (wood) than something that goes to the landfill (vinyl).
My condo property did a window replacement project five years ago and after reviewing bids and window sources, we chose Sierra Pacific windows. Great quality without Pella pricing. Five years down the road they are doing very well, with no issues out of hundreds and hundreds of windows (a little over 500 windows I think). We used wood due to the historic nature of the property.