sponsored links:

How to Function at Work Without Sleep

how to function at work without sleep Whether you had to pull an all-nighter for work, you’ve got a baby, or you were just having too much fun, the worst part of being up all night is the workday that follows — so you’re lucky that we’ve got tips for you on how to function at work without sleep.

In the past we’ve also covered how to find out why you’re tired all the timehow to nap at work, how to deal with insomnia, and how to use makeup to fake a good night’s sleep, and how to use the right foods for energy to survive the workday.

Here are some tips for how to function at work with no sleep:

[Read more…]

sponsored links:

Cash Savings vs. Retirement Savings Accounts: Where to Stash Your Money When You’re Unsure What You’re Saving For

Cash Savings vs. Retirement Savings: Retirement Savings Accounts 101Everyone knows saving for retirement is a priority, because retirement is important and compound interest is powerful — but are the tax savings for retirement accounts so great that you should use them to save extra cash, too, such as for a hypothetical future home purchase? When I was in my late 20s — unmarried, not yet a homeowner, not sure how long I wanted to do the lawyer thing — this was my serious concern: cash savings vs. retirement savings. With my future so uncertain, and with so long to go before retirement, I wondered if I was losing more opportunities by saving money where I could get to it quickly, or by putting it away in retirement accounts… If I saved in cash, then my money was always available to me in case I wanted to buy an apartment, get married, or go back to school, but everyone told me to put it in retirement accounts instead to get the tax benefits (plus, retirement is important!).

In the early years, I was lucky because Schwab’s money market fund was paying ridiculous interest by today’s standards (5%!); I also finally did start maxing out my 401K in addition to saving money in cash when I was around 28. But when I finally got my bearings and started researching different retirement savings accounts, I was shocked to find that a lot of them would let me put the money (or some of it, at least) toward school, a first home, or more. A few years ago we did a post on tax-savvy investments that looked at these kinds of questions — but it’s been too long and we need an update. Thank you so much to editor Kate Antoniades for looking into the ultimate question: How do cash savings vs retirement savings stack up? If you’re already saving for retirement but have an extra $5,000 that you think you might need soon — but aren’t sure — should you leave it in a cash account earning very little interest, or put it in a retirement account to get tax benefits? – Kat

We haven’t gone into detail about tax-savvy investments like retirement savings accounts since 2012, so it’s definitely time for an update. What are the different retirement savings accounts available to most people? What are the tax benefits of them? Can you use the money for anything other than retirement, like grad school, a vacation or wedding, or a home purchase?  In the meantime, we’re shared posts on some pretty closely related topics such as setting financial goals for the year, making end-of-year money moves, choosing a financial planner, retirement savings in general, and paying down debt vs. saving. At election time last year, we talked about reacting to a stock market drop.

Before we get into the retirement savings vehicles — where, for the most part, you can’t touch your money until 59½ at the earliest — let’s discuss cash savings. (Oh, and a note on going back to school — if you’re 100% certain you’re going back to school, a 529 may be the way to go. Here’s a post from Fidelity that weighs the options.)

[Read more…]

How to Use a Personal Assistant

Have you ever wished you could offload some of your life to someone else, whether it’s household chores, online research, or other drudgery, but have been unsure how to start? We recently got a reader question wondering how to use a personal assistant (and how to find a good personal assistant!), so let’s discuss. Here’s the question from Reader S:

Life and work are busy and I find it difficult to “get it all done.” I hear it’s possible to hire a personal assistant whom you can ask to research/compare homeowners insurance options, be there when the cable guy comes to install, so on. I found a blog that makes a compelling argument that this is not only a time AND money saver, but it doesn’t tell me HOW to find an experienced PA. Plus, how do you learn to delegate in a way that doesn’t take more time than just doing it yourself? Thanks!

GREAT question, S — so let’s discuss. (Pictured: Daddy Warbucks’ assistant extraordinaire, Grace Farrell, getting it all done in one of my favorite childhood movies, Annie.) We’ve talked about what to delegate to an assistant before, as well as talked about the kinds of things you can outsource to a virtual assistant through Fiverr or a U.S.-based virtual assistant service like Fancy Hands or Task Bullet — over at CorporetteMoms we also talked a bit about working with a personal assistant (in a “how to throw money at the work/life balance problem” kind of discussion). If you’re leaning towards trying a virtual assistant, you may also want to read this classic Esquire piece (reprinted in The Four Hour Workweek and now on Tim Ferriss’ site); this post on how to hire a virtual assistant also looks great.

But sometimes, virtual help just isn’t enough — so let’s discuss how to use an in-person personal assistant. A friend of mine, C, actually used to be a personal assistant to a wealthy businessman, so I reached out to her to ask her thoughts on both HOW to find a personal assistant, and how to USE a personal assistant.

[Read more…]

The Best Makeup Products to Fake a Good Night’s Sleep

The Best Makeup Products to Fake a Good Night's Sleep | CorporetteI always feel sleep deprived after the seasonal time change  — and whether you’ve just had to pull an all-nighter for work, been up all night reading brain candy or (ahem) other fun, there are lots of reasons you’ll want to fake a good night’s sleep at work. I thought we’d round up some of the best makeup products to fake a good night’s sleep. Readers, do you agree with these general categories of makeup products to help you fake a good night’s sleep — if not, what else do you do? Do you have any favorite products you swear by, whether to look more awake, look more polished, or look younger? 

[Read more…]

The Planner’s Guide to Pregnancy: What to Know Before You TTC

Preparing for Pregnancy: The Type A, Planner's Guide to Pregnancy and What to Know Before You TTC | CorporetteWhat are the most important steps to take as you’re preparing for pregnancy and planning to have a baby?  If you’re a Type A, planner type of woman, what should you know ahead of time? Readers discuss this often, but I don’t think we’ve ever rounded up everyone’s advice.  So: if  you wanted to start trying to conceive (“TTC”) in six months, what would you want to check off your to do list? Are there certain things you’d focus on in your career, personal life, or health? For those of us who are Type A, planner types, this is an important question — what should you know before you TTC?

We’ve talked about financially preparing for a baby in our Tales from the Wallet series, as well as Kat’s advice on planning your career for babies, but we haven’t talked about the more general aspects of planning for a baby in a while. We’ve collected the most helpful reader advice here — what would you add? What would you tell a planner asking how to plan for her pregnancy?

[Read more…]

The Best Siri Hacks to Boost Your Productivity

the best siri hacks for productivitySince getting my iPhone 7, I have been shocked to find that I’m actually using Siri. I thought I’d look into some useful Siri productivity hacks to share, as well as ways to make Siri better (there has to be a way, right?) for a fun discussion today. Are you using Siri to boost your productivity? (Or Cortana, or Alexa, or Google Home?) What are your favorite Siri hacks for productivity and otherwise getting stuff done? (And a general question that’s more office-related: In general do you use dictation as an office hack, either via dictation software or dictating memos for your assistant to transcribe?) 

My favorite Siri hacks thus far:

[Read more…]

work fashion blog press mentions