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Which are your favorite tights right now, ladies — and what fall trends with tights are you looking forward to wearing to work? I still stand by our main Hall of Famers from our last roundup of tights for work, but stay tuned for an update coming soon. In the meantime, Loft has a ton of tights on their best-seller list, and I like that a lot of them are subtly textured, which is a great way to add a bit of variety to your outfits and, I think, is a trend on the rise. The pictured tights are chevron, which is a super easy, flattering weave, but I like that Loft also has leopard, mini dots, and more. Know your office before wearing textured tights — in a long-ago poll on the subject, almost 25% of readers said patterned tights weren't appropriate for their offices even in neutral colors. These tights are available in sizes S, M, L and $16.50 full price, but today you can use code FRIENDS to take 40% off. Chevron Tights Looking for something similar? J.Crew Factory has herringbone tights for $8, and Lane Bryant has them in plus sizes for 20. This post contains affiliate links and Corporette® may earn commissions for purchases made through links in this post. For more details see here. Thank you so much for your support!Sales of note for 9.19.24
- Nordstrom – Beauty deals through September, and cardmembers earn 3x the points (ends 9/22)
- Ann Taylor – Extra 30% off sale
- Banana Republic Factory – 50% off everything + extra 20% off
- Boden – 15% off new styles
- Eloquii – Extra 50% off sale
- J.Crew – 50% off select styles — and 9/19 only, 50% off the cashmere wrap
- J.Crew Factory – Up to 60% off everything + 50% off sale with code
- Lo & Sons – Warehouse sale, up to 70% off
- M.M.LaFleur – Save 25% sitewide
- Neiman Marcus – Friends & Family 25% off
- Rag & Bone – Friends & Family 25% off sitewide
- Spanx – Lots of workwear on sale, some up to 70% off
- Talbots – Anniversary event, 25% off your entire purchase — Free shipping, no minimum, 9/19 only
- Target – Car-seat trade-in event through 9/28 — bring in an old car seat to get a 20% discount on other baby/toddler stuff.
- Tuckernuck – Friends & Family Sale – get 20%-30% off orders (ends 9/19).
- White House Black Market – 40% off select styles
Some of our latest posts here at Corporette…
And some of our latest threadjacks here at Corporette (reader questions and commentary) — see more here!
Some of our latest threadjacks include:
- What to say to friends and family who threaten to not vote?
- What boots do you expect to wear this fall and winter?
- What beauty treatments do you do on a regular basis to look polished?
- Can I skip the annual family event my workplace holds, even if I'm a manager?
- What small steps can I take today to get myself a little more “together” and not feel so frazzled all of the time?
- The oldest daughter is America's social safety net — change my mind…
- What have you lost your taste for as you've aged?
- Tell me about your favorite adventure travels…
Boston thank you!
Thanks to the Bostonites who chimed in on packing! I went with tights and booties and was glad to not blow away or freeze last week.
Worry about yourself
Oof, yeah, it was suuuuper windy last week, glad you were prepared!
Ellen
Kat, I love leopard pattern tights b/c everyone knows that I am wearing them; which is NOT always the case with black tights and a midi dress. I also think that some here might chime in with their preference for fleece tights, but those are really for weekends lounging around our apartments rather then out on the town. I gave a few pairs over to Luz, which she will probably pass on to Goodwill b/c she does not think them styleish (they’re not, but at least they are warm in the winter!).
Housecounsel
Spanx tights forever.
NOLA
Same, but I was looking to replace the Spanx tights I had and couldn’t find them. I think I need to try DSW.
Anon
I know people have asked a few times in recent weeks but as I’d take a trip now — how is fall foliage looking in New England/NY/Mid Atlantic? Is it still on the trees or pretty much gone after this last storm? Any place worth checking out if you want spectacular color? Bonus points if it’s an easy drive or direct flight (with minimal driving upon arrival) from the DC area. Nothing much happening here in DC — there’s some hint of color in a small % of trees but that’s it.
nyc anon
Trees are looking lovely just north of NYC (Westchester/Rockland) at the moment.
Anon
If you want to stay local, Shenandoah National Park generally has amazing fall foliage in late October/early November and is close enough for a day trip. You can either go for a hike or just drive along Skyline drive. There are a few restaurant choices in the park or some in the communities around the park.
Anon
The Park has a website where they report on the colors. Doesn’t look like much has changed yet, but I would expect that to change over the next two weeks.
https://www.nps.gov/shen/learn/news/2019-fall-color.htm
Anonymous
I’m a bit closer to Baltimore than DC, but the tips of trees are just starting to change color now. It feels like it’s happening a bit later than past years. A few years ago I went to Shenandoah National Park around this time of year and the foliage was absolutely stunning. Sky Meadows State Park in Virginia would be another place to go if you don’t want to drive as far.
Anon
Maine does weekly fall foliage reports (I assume other NE states do too). https://www.maine.gov/dacf/mfs/projects/fall_foliage/index.shtml
Looks like the upper part of the state is past peak, but the coast is peak/close-to-peak now.
anne-on
If you take the train from DC up to Boston you should see a lot of near peak foliage along the way! (I also personally think that is a particularly lovely trip for staring out the window!).
Anon
We are just 2 hours north of DC in South Central PA…color is just starting to come in…been warm! But drive out the PA Turnpike to Pittsburgh and the mountains are blazing with color right now!
Velma
About a week past peak in our area of upstate NY now (near Syracuse).
Anonymous
Fly to Boston, drive west to the Berkshires (e.g. North Adams). Somewhere along the way you will go through near peak color.
https://www.foliagenetwork.com/index.php/foliage-reports/foliage-reports-northeast-us/current-season-northeast-us/128-foliage-reports/foliage-reports-northeast-us/foliage-reports-northeast-us-current-season/901-ne-foliage-report-12-2019
Triangle Pose
Just spent 3 hours walking trails in the Wissahickon in Philly – can confirm, it’s beautiful.
Cookbooks
In the Boston area, the colors have been looking pretty good, although, as you said, the storm knocked off a lot. I think maybe going a little west out towards Worcester or more north (Vermont) probably looks even prettier.
Cookbooks
That was meant for the foliage question above. Sorry!
Housecounsel
PSA: I might be the last person in the world to get a Barefoot Dreams cardigan. It is amazing.
Super Anon
Has anyone here been in a long distance relationship that was “open”? Any words of advice or encouragement/discouragement?
I posted late this morning, but I’m hoping to get a few more responses in the afternoon thread. Thank you to everyone who responded so far!
Some people asked earlier for more of my thoughts or the details, and while I agree that it would help provide better advice, the situation is unique enough that I don’t want to disclose more for privacy reasons. I’m hoping primarily for anecdata from anyone who’s been there. Thank you!!
Anon
I think it’s hard to give advice without knowing the “why.” In most cases, one person is initiating the open relationship and the other person feels more hesitant about it. It rarely works out in those cases. Personally, I don’t really understand the concept of open relationships. If you want to be physically involved with someone but not be exclusive, then I would just call it casual s3x/FWBs, not a relationship.
Anonymous
I still don’t know what you expect to gain by asking this. Either you are OK with your SO sleeping with other people, or you aren’t. That’s something that only you can know.
Anonymous
Don’t do it. It’s silly and setting yourself up for heart break. Either youre in a relationship or not.
Anonymous
I was long-distance with my husband when we first got together, for 10 months. One of the biggest anxieties for me with being in an LTR was worrying that he would meet someone else or that he was dating someone else while we were apart. If I had known that in fact, he was dating other people and perhaps even actively pursuing other people while technically still dating me? Nope. That would not work for me. LTRs are hard enough without that kind of pressure.
Honestly, if you’re going to do this I would just say that you periodically date someone who doesn’t live where you live, I would not necessarily look at it as a relationship. With an LTR you don’t have consistent companionship. With an open relationship, you don’t have exclusivity. With an open LTR, you’ll have neither consistent companionship nor exclusivity and so I guess I struggle with – what’s the point of calling it a “relationship,” then? The over/under on an LTR surviving over the long-term is pretty bad and adding the “open” component probably puts the odds exponentially lower. Sorry, but I don’t think anyone can give you good advice here unless you can give some indication of why you would do this or what you would be getting out of it.
780
IME, long distance relationships only work if you are very serious about each other, have an end date in mind, and commit to talking a lot and seeing each other often. Having an open relationship seems against those two goals. Why wouldn’t you just break up to date the local person?
Anonymous
this
Cat
+1
Anon
The only time I did a long-distance relationship, it was most definitely not open. (We got married less than two years after we first met, and even with that level of commitment and certainty, it was a strain on both of us.)
If you want an open relationship, find someone local. If you want to be serious, don’t waste your time with a non-exclusive LDR.
Anon
I have a friend that did this. The intention was for them to both be able to have one-night stands occasionally without killing the relationship. They were both in grad school, and she was not near a major airport so it was hard to see each other often. Well, after doing this for a while, she finds out that a girl he is friends with and had hooked up with actually had a key to his apartment, and he was actually dating her… In retrospect, she thinks his suggestion about having an “open” relationship was his way of breaking up with her without actually having to break up with her. He also pretty much admitted to this.
Cat
Yes, this is pretty much the situation I alluded to on the morning thread. The person suggesting an open relationship is, in my experience, looking for a coward’s way to break up.
Worry about yourself
Or they want to have their cake and eat it too – that is to say, they like having a steady romantic partner, but they also want the freedom of getting their physical and immediate emotional needs met by more local partners when such needs arise, and the options present themselves.
Anonymous
+1 this is a coward’s breakup line. I found out a boyfriend was taking a girl grocery shopping and they were studying together in his apartment. I found out through her social media pictures. He gave me some gaslighting excuses: she lived in his apartment complex, she didn’t have a car, she’s a ‘friend,’ same classes, etc etc. I told him to have the decency to break up with me and stop wasting my time. Exact words. That was 10 years ago in grad school.
Within a month after that, I met my husband. I have never questioned where I stood in his life.
Anon
Omg what is wrong with grocery shopping with a friend and studying together? Are you Mike Pence?
Anonymous
@5:56 this is a super unhelpful response
anon
Technically, yes. I recall asking to “open” my LDR in college because I was dissatisfied with my relationship and interested in someone else. Mature me would have simply broken up; immature me did an “open” relationship for a few weeks before simply breaking up and being with the person I wanted to be with. In grad school, I had an “open” LTR but we weren’t serious about each other. It was like a very caring LDR FWB, until he wanted more and I broke it off.
This sounds like a recipe for heartache. For me, the level of ambiguity in an open LDR is far too high for me to feel safe enough to be intimate and vulnerable with someone at the level required to sustain a serious relationship. I agree with 780 as well.
Vicky Austin
There are polyamorous-specific resources out there.
Worry about yourself
In theory I support non-monogamous relationships, but I do not recommend going into one unless you’re super de-freaking-duper into the idea, and you plan on benefitting from it just as much as they are. If you’re resigning to the idea because you like the person and that’s what they prefer, and you’re telling yourself it’s not ideal but you’ll make it work, I don’t recommend it, there’s bound to be someone just as great out there (closer to you) who’s on the same page as you in regards to monogamy.
If you do go for it, establish the rules and boundaries up front. “Open” doesn’t mean anything goes, you still have a say in what’s okay and what isn’t, and there’s generally an agreement that you’ll be honest with each other. You’ll also want to establish up front whether this is open because of the distance, or whether it would continue to be open in the event you close the distance. Do you plan to close that distance eventually? That’s important to discuss as well. Ultimately, you always have the right to decide this isn’t working for you, but that will probably mean breaking up, because even if you “close” the relationship, you may constantly wonder if they still wish they could bang other people.
One of the big mistakes I made in college was agreeing to a monogamous relationship with someone who was very clearly interested in open/poly setups, because even though he agreed to it, I suspected that his eyes (and, um, other parts of him) were wandering while we were out together, and that caused problems. And we weren’t even long-distance!
Anon
We are friends with a couple where the husband is away for 3 weeks at a time, home for 1. They have children. Prior to being married, they lived together but were in an open relationship which seemed to work fine for them at that point in their lives. Unfortunately, this history is taking a toll on their relationship now. The wife is convinced the husband is cheating while he is away (now it’s “cheating” because they’re exclusive and married with traditional expectations). Husband tells my DH that he is not (I believe it – he’s stationed in a very remote area and works 16 hour days). But it’s impossible to prove innocence here, there is nothing he can say to convince her and I don’t know how/ if they will find their way out of this spiral. He will probably have to quit the long distance job which will mean a gigantic hit to their HHI at a point when they should be aggressively saving for retirement and kids’ college. Normally in this situation I’d say she’s being an unreasonable jealous person who needs a sanity check, except their history makes her seem a lot more rational. I’d hate to have this kind of baggage going into a marriage with children.
Anon
Bought some LOFT tights this summer when they were on sale. They’re my favorite tights I’ve ever had. So far, they stay up AND they don’t cut into my waist/stomach with uncomfortable seams
NY CPA
Agreed. I really liked the ones I got last year. Planning on re-purchasing more this year (although mine from last year held up so I don’t need replacements — just want additional pairs!)
Bonus: they come in plus sizes!
Anonymous
Responding to the person on the morning thread who asked about home hair color:
I’ve tried several and my favorite so far is Schwarzkopf Keratin Color. It does a great job of covering stubborn grays, the color is rich and multidimensional, and it doesn’t damage my hair. I get tons of compliments on my color; people always think I had it done. I buy mine from Amazon, it’s $8 a box. I use “berry brown” which is a deeper brown with some auburn tones, but the auburn doesn’t fade out over time and get too reddish, in my experience. There aren’t a ton of color choices but there’s a decent range.
The other one I really like is John Frieda Foam Colour, but it doesn’t do as good of a job of covering gray hair and so I switched to the Schwarzkopf. I really loved the depth of color I got and it is also super-easy to apply.
For reference, I have medium-fine, stick-straight hair that is cut in an angled lob that ends at my jawline. I’m probably about 10% gray at this point. If I had longer hair I would need two boxes of the Schwarzkopf to cover everything but I always ended up with leftover color when I used the John Frieda.
John Frieda also makes a “glaze” product, either colored or clear, that I use once a week and it keeps my hair shiny and gives it body.
Anonome
That was me, thanks so much for your thorough response! I’ll add Schwarzkopf to my next order, and report back.
ER
Any recs for great jeans that are current but professional (eg not too distressed) for the west coast working woman? Willing to spend for the right pair.
My favorite buy from last year was the madewell eco jean, which was a good fit for my straight up and down body, but thicker fabric than the typical madewell jean. They don’t make it anymore, so I have to look somewhere else.
Small Law Partner
My favorites are AG, R13, Red Engine, and Hudson. I think my absolute fave is R13. Also on the west coast but my workplace is such that I wear both non-distressed and distressed jeans to work, both skinny and boot cut.
ER
Thank you! Will check them out!
Anon
My parents have recently finished their estate planning and gave me a copy of their will and related docs. After they’ve each died, they’ve set up their estate to be paid into trust and split between my sibling and I, but not distributed until each of us turns 50. That all seems normal-ish, and consistent with my age compared to parents’ life expectancy. The thing I don’t get is the trust distribution: they set it up so that when each of us turn 50, the trust will assess our life expectancy and then pay us a distribution that aims to have the trust fully depleted by each of our deaths. So in a simplified example where I have 30 years of life expectancy and the trust has $30k in it, I would get $1,000 a year (not considering the impact of interest.)
It’s my parents’ money, and I don’t feel entitled to any of it/hope they live a long life and enjoy spending their own money. But I can’t shake the hurt that I feel from this set up – I’ve been fiscally responsible since I was born. I have been self-supporting since I left high school, and am very well paid. My sister is similarly responsible, although less well paid. Setting up the trust like this just screams to me “WE DON’T TRUST YOU”, which is frustrating.
I actually asked them about it while they were discussing other estate matters and their explanation was that they wanted to provide for me “in retirement.” Except I work at a job that has a very generous defined benefit pension that makes up a substantial portion of my total compensation package. Retirement income isn’t going to be my problem.
I guess I’m not sure what I’m asking. Perhaps this is a more common estate set up than I imagine and they aren’t trying to say something about me? Maybe there is some reason other than spendthriftness to organize an estate this way? I don’t know, but it really darkened an already dark subject to discuss.
Anon
I also would feel really weird about that, absent concerns about spendthriftness. My dad had indicated that he sent up his estate in a similar manner, where it will pay each kid and step-kid a set amount until it runs out. But that was clearly done because two of my step-sisters (and maybe three of them) would just waste the money and have nothing to show for it if they got a lump-sum (I mean, they are still going to do that but now it will be over a period of 10+ years instead of one year).
Anonymous
OP – is your sibling like Anon’s step-sisters? I know you said she’s responsible but maybe they know something about her that you don’t? And maybe they want to treat you both the same so you are getting the restricted access to $ in the same way as the spendthrift sibling?
Anon
OP: I’m not super close with my sister, but from outward appearances she is doing fine. She lives modestly in a way that seems consistent with what I guess her income would be. She certainly doesn’t blow money on obviously frivolous things.
I def know my parents would want to treat my sister and I identically, so I could understand if there were more warning signs about my sister’s money habits.
Anonymous
Are there tax benefits to this set up? Are they leaving less money then they would have liked to and this maximizes the amount of money somehow?
If your relationship with your parents is otherwise good, this doesn’t strike me as the kind of thing worth getting upset over. They are leaving you money. That’s nice. Close the book on it.
Anon
OP: I’m not sure what the tax implications are, and it’s further complicated by the fact that my parents are in the US and that I have my life set up in Canada. As a dual citizen, I assume the taxes are “complicated” and “bad.”
Anon
They raised two self-sufficient daughters and want to provide a few extra dollars because they can. Be thankful you have parents who can set up any sort of trust for you.
January
+1. I think they’re trying to provide for you and I wouldn’t make a fuss about it.
Senior Attorney
I would push back against that. It seems unnecessarily complicated and yes, like they don’t trust you.
Anonymous
IDK. If someone gives me $30K I’m not going to complain about how they do it. If my kid complained about the structure I used to give them cash, I’d be changing my will to donate that cash to charity. It’s a bit much to complain about the financial vehicle someone uses to give you money.
Anon
Agree.
Anon
OP: I don’t want to complain to them about it. I want to understand. It seems like a passive aggressive insult and I’m trying to see if there is any other explanation.
Anonymous
instead of seeing it as an insult, choose to see that they are treating you and your sibling the same. That doesn’t happen to everyone. They could easily have just asked the lawyer to make the distribution as protected as possible and this is what the lawyers came up with. Say thank you to them for thinking of you and move on.
Anon
As I said below, it protects the inheritance from ex spouses. It is very easy for an inheritance to be commingled with marital assets and then be subject to division at divorce.
You have not mentioned if either of you are married, or have made bad decisions with men, or have kids with an ex, but this setup protects the money from outsiders.
BT
How does the trustee get to charge over the next 30 years in order to administer this plan – that’s what I would be wondering.
Blueberries
Unless it’s a really huge amount of money, I’d be worried about the funds getting eaten up by accounting and trustee fees. Also, the mental bandwidth of dealing with this forever also seems difficult (unless you don’t have to do anything but cash an annual check).
Anon
This. The trustee can usually charge whatever they want for legal fees, trust admin, etc. It could be all eaten up by the time you’re 50
Anon
Wow, petty much? Everyone knows how hard it is to have honest conversations with parents about estate planning.
Anon
Agree completely with Anon at 4:00. This is a gift. Whether that gift is $30k in one lump sum or $1k/year for 30 years is for the giver to decide, not the recipient. It seems horribly entitled to dictate how someone gives you a gift. If you’re so insulted (fwiw, I wouldn’t be, and consider myself very frugal) that you don’t want the gift, then don’t accept it.
Anon
Depending on the exact state law, this setup might protect the trust from creditors and ex-spouses.
Beyond that, the concern is that you don’t need to be whacked-out irresponsible to not have this money available to you in retirement – your parents just need to pass away when you’re relatively young, and then you stop chasing promotions at work, trade in your cars a little more frequently, buy a slightly nicer house, slowly increase your lifestyle because the money is just there for you to spend… and it gets frittered away over time.
For many people, winning or inheriting a lump sum is one of the worst things that can ever happen to them financially. Look up the devastation caused to lottery winners – they often end up filing for bankruptcy. The point of this kind of setup is to prevent that from happening, because even formerly responsible people go off the deep end when there’s this huge pile of money available.
Anonymous
Spouse and I set up trusts, and something like that was the default at our estate planning firm. I made them change it. It could be nothing more nefarious than that’s the default recommendation of their lawyer? Then it sounds good to clients? I changed it because we are not that interesting, but it was nonstandard by the attorney’s terms.
Anonymous
could it have been set up this way to benefit the firm administering the trust accounts? more fees over a longer period of time?
Anon
Was the firm going to be the trustee? The cynical side of me says that people do this to increase the fees they get for being a trustee
Anonymous
that would be unethical
Anon
Unethical, like against the bar rules and would get them disbarred? Or unethical, like against the common person’s ethical views?
Anon
I haven’t heard of this, and it seems strange. However, I could see this making a lot of sense depending on how big the pot of money is. I could also see how your parents would prefer to supplement your income in retirement than to just help you pay off a mortgage, go on a big trip, etc., which is what I feel like most people do.
Also– I really hate to be the Debbie Downer here, but you should really be grateful for anything left over from your parents. Right now, when they are seemingly healthy, it is easy to fight over this hypothetical inheritance, but you really do not know how much will be left– one of your parents may need expensive long-term care. Someone could live to 100, etc. For example, my in-laws had a very large sum of money saved, but we now feel like we will be lucky if the cost FIL’s care doesn’t burn through the whole estate. Be happy with what you have.
anon
Yes, this. An inheritance isn’t a birthright. You are not entitled to your parents’ estate. They earned the money, they get to set the rules or spend the whole dang kit and kaboodle. (And yes, end-of-life care is shockingly expensive and may eat up whatever would’ve been leftover.)
Anon for this
I totally agree that an inheritance isn’t a birthright, but I think the person who is going to have to administer everything gets to have a conversation about the structure of the estate plan. I’m a year and a half into administering my dad’s estate and it’s just getting harder emotionally because the initial dose of adrenaline of needing to take care of things for my dad has worn off.
I got some forms today that required me to go through his wallet to get some information. I lost it because it’s been too long since I’ve talked to my dad and I miss him. I want to remember him in ways that honor him, not doing paperwork. I’m glad things will be tied up soon—it’d be too painful to do paperwork indefinitely.
Anonymous
This. DH’s mom got into a dispute with her parents about an unfair division of money that almost wrecked their relationship with her – didn’t matter in the end as long term care ate it all.
Anon
OP: To be clear, I have no idea how much, if any, money will be left. They have likely 20 years of life ahead of them. Although I don’t know their net worth, I’d expect it to be in the low millions this moment and they are both retired. While that is “a lot of money”, it’s also not a lot of money.
Vicky Austin
That is definitely weird, but people are weird about money. Maybe they worry that your job and retirement income will not always be there and want to make sure you have something from them no matter what. Not that that’s 100% rational, but it might be their line of thinking.
Also, isn’t this all contingent on a chain of events that haven’t yet happened?
Anonymous
While I can see how it is sort of a “spendthrift” trust set up, I actually see it as a “bonus” each year for you. Your parents have two self sufficient kids. You hope they live a long life and (responsibly) spend all the money they’ve saved. So, in theory, you don’t want or need this money. I see it as a bonus! Each year, you get (to use your example) $1000. Maybe you can add this to your travel budget and upgrade your hotel or your flights, or you buy yourself a fancy piece of jewlery or go to some crazy $400 a plate dinner with your spouse to honor your parents…. idk. You’re allowed to be hurt/insulted/taken aback. But if you’re as self sufficient as you say, and you really want your parents to enjoy their lives and their own money, maybe you could try and re-frame your thinking?
Anon
So, what I find funny about this set-up is that I would so much more spendthrift under this approach. $1k a year: I’m probably using that on little things I can’t even identify 5 years down the line. The $15k I just inherited from my grandfather: using to make real meaningful changes around my house that I have wanted to do since I moved in. If I didn’t have those to do, I would be putting it in a investment account or kids’ college fund.
Anon
This depends on how much money is actually involved. I used a similar-sized inheritance to pay for my bar exam and buy a car. But if you were to multiply those numbers by a hundred – a $1.5 million estate – it makes perfect sense to dole it out slowly.
Anon
It could relate to how some of their assets are currently structured and be the best way to minimize the amount of the inheritance that you lose to taxes and maximize the ability for the money to continue growing.
Anon
You don’t mention any issues with your relationship with your parents. So assuming that this isn’t dredging up some previous issues, I would say give them the benefit of the doubt. This isn’t about you, it’s about them. It’s probably difficult and not very comforting to plan for your own death, and I would guess that this set up helps give them some comfort that they can “take care” of you for the rest of your life after they’re gone. I wouldn’t begrudge them that small comfort.
Anonymous
This is what I was going to say as well. My parents didn’t have anything to leave their kids, but I could see my mother doing something like this, not out of distrust but from love — wanting to just be able to take care of me a little bit each year forever and act as a security blanket. I don’t know your folks, but there are plenty of ways I can see this as being a caring, rather than suspicious, gesture.
PLP
Even though I am not from a western country, I totally understand what you mean –
– not being able to make sense of how a will has been set up
– having a perfectly normal relationship with your parents
I don’t know how the 2 go hand in hand. My own situation has bothered me to no end. My parents passing on all wealth to one of the three of us (who they live with, the son) but handing out nothing to the daughters (including me). I can’t reason with them or make sense of it. We take care of him too – he just doesn’t want to leave our brother’s house and be with us. However, I have made my peace with it. He’s given me a good education and supported me well. That’s enough I tell myself.
T&E lawyer
I’m replying a day late but have experience as a lawyer practicing in this area. Although this plan is not typical, it’s also not highly unusual. What your parents have done is create an annuity at their deaths based on your life expectancy. It’s not crazy. In addition to being designed not to let you outlive the money, as someone else said, funds remaining in trust are protected from creditors and divorcing spouses. That can be important to parents worried that a divorce will allow an ex-spouse to get the inheritance. In all likelihood, their attorney recommended it and (hopefully) has implemented this plan before, to good results. You don’t say who the trustee is, so I’m guessing it’s an institution. Institutional trustees charge standard fees, usually a percentage of assets in the trust (as low as 30-40 basis points depending on the size of the trust). Typically the beneficiary has the option to move the trust to another institutional trustee if you can find a lower-fee trustee, or you feel investment performance is lacking. The trustee could be the lawyer (most state ethical codes don’t prohibit it) though most lawyers and accountants are not allowed by their firms to serve as trustees for clients (it was different years ago). I doubt the lawyer recommended the plan to benefit himself or herself because he/she will probably be retired before your parents’ deaths. Serving as trustee is often thankless work and lawyers don’t seek it out. Anyway, as parents get older they often revisit these decisions and you may have an opportunity to discuss with them whether outright distribution is a better idea.
anon
Can any tall ladies weigh in on whether LOFT tights work for them? Swear to g*d, I have wasted so much money in the last 3 weeks buying tights that don’t even reach halfway up my thigh. I’m only 5’8″ for crying out loud. Sizing up hasn’t fixed this problem.
Anonymous
I’m 5’8″ with the same problem – I’ve found that Ann Taylor tights fit well; I don’t know if they use the same fit model. I also really like DNKY tights – I buy them online but I also saw them at Nordstrom last week.
anonchicago
They’ve worked well for me at 5’8 with a 33 in inseam. I typically buy Loft pants and have bought AT and Loft tights with no issue. The tights hold up well.
Velma
5’8″ with long inseam (c. 33-34″). I absolutely swear by Hue, sized up according to the chart. The legs are cut very long relative to the hip width.
Biggest Balls in the Room
+! for Hue. I’m a shade under 5’8 but all leg.
Small Law Partner
Hard to think about tights when it is almost 90 degrees with a UV index of 8.
Anon
Your recommendations for plus sized workout wear? I don’t need anything super fancy but it would be nice to feel good. I have a great sports bra so it’s really about some compression leggings and a top that will cover my butt.
Anononon
Old Navy! I just bought a bunch of stuff a few months ago (compression leggings, both full length and cropped, and a few moisture wicking tops). All holding up pretty well and machine wash/dry. They have sales frequently, so I’ve gotten it all pretty cheap.
What is your great sports bra?
Anon
My great sports bra is from Elomi! It’s called the Energise. I used redd1t a bra that fits to find my actual size and new bras a couple of years ago.
Thanks for the old navy tip!
Anononon
That’s the one I have! Wire is a little too long for me and digs in under the arms, but otherwise I agree it is the best.